Begin a fund for emergency purposes. It seems that every time even the slightest unexpected expense develops we have to pile even more charges on our credit cards. All you will need to do is save a couple of dollars per week. That fund will be helpful now and later, especially as your debt decreases.
Examine your inner self instead of your external appearance. It is meaningless to fill your closet with designer clothes; take pride in your sculpted physique, or strive to attain the face of a
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